Accidents do happen when it is not clear who is to blame for it and proving who is at fault can take up a lot of time and money on legal fees.
No fault insurance is an attempt to take the fault out of liability. The idea behind no fault insurance is that the victims own insurance pays out for medical expenses regardless of who’s fault the accident was. By doing this legal costs are eliminated.
No fault insurance does not exist in its purest form as of yet, but there are modified versions of it. Insurance companies have added on plans that increase the benefits that you receive from your insurance company.
When it comes to no fault insurance, check with your insurance company about what your options are.